On a salary of Rs 150,000 a month, income tax for 2026-27 is Rs 6,000 a month, leaving Rs 144,000 in hand. Enter your own monthly or yearly salary above and the calculator applies the 2026-27 salaried slabs, then splits the yearly tax into a monthly figure.
It also shows how much more or less you would pay under last year's rules. Use the year chips above to switch to 2025-26 or 2024-25 if you are checking an older payslip.
How salary tax works in Pakistan
Tax on salary is charged on your annual taxable income, not on each month separately. The law sets out slabs in the First Schedule to the Income Tax Ordinance 2001. Each slab has a fixed amount plus a percentage of the income above the slab's starting point.
Your employer works out the tax for the whole year and deducts a share of it from each month's pay. This is withholding under section 149 of the Ordinance. The employer then deposits it with FBR in your name, and it shows against your CNIC when you file your return.
If your salary changes during the year, or you get a bonus, the employer should adjust the remaining monthly deductions so the year's total comes out right. That is why the deduction on your payslip can move around near the end of June.
What counts as taxable salary
Salary for tax purposes is broad. It generally covers basic pay, most allowances, bonuses, commissions and the value of perks your employer provides. Some items are exempt or treated differently under the Second Schedule and the rules on perquisites, so the figure on which tax is charged can be lower than your gross pay.
We do not try to list those exemptions here, because they depend on your contract and change from time to time. If your payslip shows a "taxable income" line, use that figure. If not, enter gross salary and treat the result as the upper end.
Who these slabs are for
The salaried slabs apply where salary is more than 75% of your taxable income. If most of your income comes from business, rent or other sources, different slabs apply and this calculator is not the right tool.
Worked example: Rs 150,000 a month in 2026-27
- Annual salary: Rs 150,000 x 12 = Rs 1,800,000.
- This falls in the slab from Rs 1,200,001 to Rs 2,200,000: Rs 6,000 plus 11% of the amount over Rs 1,200,000.
- Amount over Rs 1,200,000: Rs 600,000. 11% of that is Rs 66,000.
- Tax for the year: Rs 6,000 + Rs 66,000 = Rs 72,000.
- Tax per month: Rs 72,000 / 12 = Rs 6,000. Take-home before other deductions: Rs 144,000.
The effective rate is 4%, even though the top slice of your income is taxed at 11%. Only the part above each threshold is charged at the higher rate.
Monthly tax at common salaries
Tax per month under the 2026-27 slabs, assuming the same salary for all 12 months and no bonus.
| Monthly salary | Tax per month 2026-27 |
|---|---|
| Rs 50,000 | Rs 0 |
| Rs 75,000 | Rs 250 |
| Rs 100,000 | Rs 500 |
| Rs 150,000 | Rs 6,000 |
| Rs 200,000 | Rs 13,000 |
| Rs 300,000 | Rs 34,667 |
| Rs 500,000 | Rs 92,000 |
Up to Rs 50,000 a month (Rs 600,000 a year) there is no income tax on salary. For other years, open the 2025-26 calculator or the 2024-25 calculator.
Salaried tax slabs 2026-27
These are the eight slabs in force from 1 July 2026 to 30 June 2027. The calculator highlights the slab your salary falls in.
| # | Annual taxable income | Tax |
|---|---|---|
| 01 | Up to 600,000 | 0% |
| 02 | 600,001 to 1,200,000 | 1% of the amount over 600,000 |
| 03 | 1,200,001 to 2,200,000 | Rs 6,000 + 11% of the amount over 1,200,000 |
| 04 | 2,200,001 to 3,200,000 | Rs 116,000 + 20% of the amount over 2,200,000 |
| 05 | 3,200,001 to 4,100,000 | Rs 316,000 + 25% of the amount over 3,200,000 |
| 06 | 4,100,001 to 5,600,000 | Rs 541,000 + 29% of the amount over 4,100,000 |
| 07 | 5,600,001 to 7,000,000 | Rs 976,000 + 32% of the amount over 5,600,000 |
| 08 | Above 7,000,000 | Rs 1,424,000 + 35% of the amount over 7,000,000 |
All three years side by side, with what changed, are on the income tax slabs page.
Which year should I pick?
The chips above the calculator switch between years.
- 2026-27: pay from July 2026 onwards. Use this for your current payslip.
- 2025-26: pay from July 2025 to June 2026. Use this when preparing the return for tax year 2026.
- 2024-25: pay from July 2024 to June 2025. Use this to check old deductions.
Pakistan's tax year is named after the June in which it ends. So 2026-27 is "tax year 2027", which is the label FBR's forms use.
This is an estimate for planning. Your employer's figure can differ if part of your pay is exempt, if you had a bonus or arrears, or if you changed jobs mid-year. Check your payslip and your annual tax certificate for the final figure. qaaf is not connected with FBR.
Questions about tax on salary
How much tax is deducted on a salary of Rs 100,000 in Pakistan?
Rs 500 a month for 2026-27. The annual salary is Rs 1,200,000, which sits at the top of the 1% slab. Tax is 1% of the Rs 600,000 above the tax-free limit, so Rs 6,000 a year. The same figure applied in 2025-26. In 2024-25 the rate for this slab was 5%, so the tax was Rs 2,500 a month.
What salary is tax free in Pakistan?
Salary up to Rs 600,000 a year, which is Rs 50,000 a month, carries no income tax in 2026-27. The same tax-free limit applied in 2025-26 and 2024-25. Above that, only the amount over Rs 600,000 is taxed, starting at 1%.
Is a bonus taxed separately?
No. A bonus is added to your salary for the year and taxed through the same slabs. That can push part of your income into a higher slab. Enter the bonus in the optional field and the calculator adds it to your annual income before working out the tax.
Why is my employer deducting more than this calculator shows?
Common reasons are taxable perks or allowances you did not include, a bonus or arrears paid in the month, or a catch-up deduction after a pay rise. Tax on salary is an annual figure, so the employer may correct earlier months. Ask payroll for the working behind your deduction.
Is there still a surcharge on high salaries?
Not for 2026-27. Finance Act 2026 removed the surcharge on salaried people with taxable income above Rs 10 million from tax year 2027. It was 9% in 2025-26 and 10% in 2024-25. The calculator adds it automatically when you select those years.
Other tax tools
Last reviewed 29 September 2026. Results are estimates; official notices always take precedence.