BPS-16 basic pay starts at Rs 33,720 a month in 2026-27 and rises by Rs 2,720 each December, to a maximum of Rs 115,320 after 30 increments. A new federal employee in a big city draws Rs 49,171 gross and takes home about Rs 43,395, with no income tax at that pay.
The scales are the Basic Pay Scales 2026 in the Finance Division order of 21 July 2026, which covers civil employees of the federal government paid from civil and defence estimates. Punjab, Sindh and Khyber Pakhtunkhwa adopted the same scales and the same 7% allowance from 1 July 2026 through their own Finance Department notifications. Balochistan announced the same 7% in its budget; check your slip for the scale your office applies. The calculator above opens on BPS-16; enter your stage and place of posting.
What makes up a BPS-16 pay slip
| Line | 2026-27 amount for BPS-16 |
|---|---|
| Basic pay | Rs 33,720 plus Rs 2,720 for each stage |
| Ad hoc Relief Allowance 2026 | 7% of basic pay, Rs 2,360 at the minimum |
| House rent allowance | Rs 4,091 in a big city, Rs 2,727 elsewhere |
| Conveyance allowance | Rs 7,500 (the BPS 16 to 22 rate) |
| Medical allowance | Rs 1,500 |
| GP Fund | Rs 4,960 deducted |
| Group insurance | Not deducted: paid by the Finance Division up to BPS-16 |
BPS-16 is the lowest scale that gets the top conveyance rate, Rs 7,500, the same as BPS-17 to 22. Its house rent allowance is worked on the 2008 minimum of Rs 6,060, so it is the same at every stage. For the whole range of scales see the pay scale chart 2026.
BPS-16 salary at every stage, 2026-27
Federal employee in a big city, renting privately, no DRA or special pay. The middle column is the same stage in the 2022 scale, the pay drawn up to 30 June 2026.
| Stage | Basic pay 2026-27 | Same stage 2025-26 | Gross pay | Income tax | Take-home pay |
|---|---|---|---|---|---|
| 0 | 33,720 | 28,070 | 49,171 | 0 | 43,395 |
| 1 | 36,440 | 30,330 | 52,082 | 6 | 46,252 |
| 2 | 39,160 | 32,590 | 54,992 | 35 | 49,037 |
| 3 | 41,880 | 34,850 | 57,903 | 64 | 51,919 |
| 4 | 44,600 | 37,110 | 60,813 | 93 | 54,800 |
| 5 | 47,320 | 39,370 | 63,723 | 122 | 57,681 |
| 6 | 50,040 | 41,630 | 66,634 | 151 | 60,563 |
| 7 | 52,760 | 43,890 | 69,544 | 180 | 63,444 |
| 8 | 55,480 | 46,150 | 72,455 | 210 | 66,325 |
| 9 | 58,200 | 48,410 | 75,365 | 239 | 69,206 |
| 10 | 60,920 | 50,670 | 78,275 | 268 | 72,087 |
| 11 | 63,640 | 52,930 | 81,186 | 297 | 74,969 |
| 12 | 66,360 | 55,190 | 84,096 | 326 | 77,850 |
| 13 | 69,080 | 57,450 | 87,007 | 355 | 80,732 |
| 14 | 71,800 | 59,710 | 89,917 | 384 | 83,613 |
| 15 | 74,520 | 61,970 | 92,827 | 413 | 86,494 |
| 16 | 77,240 | 64,230 | 95,738 | 442 | 89,376 |
| 17 | 79,960 | 66,490 | 98,648 | 471 | 92,257 |
| 18 | 82,680 | 68,750 | 101,559 | 506 | 95,133 |
| 19 | 85,400 | 71,010 | 104,469 | 827 | 97,722 |
| 20 | 88,120 | 73,270 | 107,379 | 1,147 | 100,312 |
| 21 | 90,840 | 75,530 | 110,290 | 1,467 | 102,903 |
| 22 | 93,560 | 77,790 | 113,200 | 1,787 | 105,493 |
| 23 | 96,280 | 80,050 | 116,111 | 2,107 | 108,084 |
| 24 | 99,000 | 82,310 | 119,021 | 2,427 | 110,674 |
| 25 | 101,720 | 84,570 | 121,931 | 2,747 | 113,264 |
| 26 | 104,440 | 86,830 | 124,842 | 3,068 | 115,854 |
| 27 | 107,160 | 89,090 | 127,752 | 3,388 | 118,444 |
| 28 | 109,880 | 91,350 | 130,663 | 3,708 | 121,035 |
| 29 | 112,600 | 93,610 | 133,573 | 4,028 | 123,625 |
| 30 | 115,320 | 95,870 | 136,483 | 4,348 | 126,215 |
Find your June 2026 basic pay in the middle column; the figure to its left is your new basic pay, because everyone moved point to point to the same stage.
Worked example: BPS-16 at stage 8, outside the big cities
An employee with eight increments is posted at a station outside the nine big cities, where house rent allowance is 30% of the 2008 minimum rather than 45%.
- Basic pay: Rs 33,720 + 8 x Rs 2,720 = Rs 55,480
- ARA-2026 at 7%: Rs 3,884
- House rent allowance: Rs 2,727; conveyance Rs 7,500; medical Rs 1,500
- Gross pay: Rs 71,091
- GP Fund Rs 4,960, benevolent fund Rs 960, income tax Rs 196
- Take-home pay: Rs 64,975
The same employee in Lahore or Karachi would take home Rs 66,325, the difference being house rent allowance and the tax on it.
BPS-16 against last year
Up to 30 June 2026 BPS-16 started at Rs 28,070 with an increment of Rs 2,260, and ARA-2022 and ARA-2025 were paid on top. Those two allowances are now inside basic pay. A BPS-16 employee at stage 6 drew Rs 41,630 basic pay plus ARA-2025 of Rs 4,163; from July 2026 the same stage pays Rs 50,040 plus ARA-2026 of Rs 3,503.
Conveyance allowance rose from Rs 5,000 to Rs 7,500. To see your exact gain from your June 2026 slip, use the salary increase calculator.
BPS-16 salary questions
What is the salary of BPS-16 in Pakistan per month?
For a new federal employee in a big city: basic pay Rs 33,720, gross salary Rs 49,171 and take-home pay about Rs 43,395. After ten increments the take-home pay is Rs 72,087, and at the maximum Rs 126,215.
What is the initial basic pay of BPS-16?
Rs 33,720 a month from 1 July 2026. It was Rs 28,070 in the 2022 scale, before ARA-2022 and ARA-2025 were merged into basic pay.
How much is the BPS-16 annual increment?
Rs 2,720, paid on 1 December. With ARA-2026 rising by 7% of it, a federal employee at stage 6 gains Rs 2,910 gross a month. The annual increment calculator checks whether you have the six months needed.
Is income tax deducted from BPS-16 salary?
Not at the minimum: taxable pay is below Rs 600,000 a year. From the first increment in a big city a little tax starts, Rs 6 a month, and it is Rs 268 at stage 10. Medical allowance up to 10% of basic pay is exempt.
What is the difference between BPS-16 and BPS-17?
BPS-17 starts much higher, at Rs 54,140, with an increment of Rs 4,110 and only 20 increments to its maximum. Both get the same conveyance allowance. BPS-17 pays group insurance and has a higher house rent and medical allowance. The bps 17 salary in pakistan page has its full table.
Is the BPS-16 salary the same in Sindh, Punjab and KP?
The basic pay and the 7% ARA-2026 are the same, because those governments adopted BPS-2026. House rent, medical and other allowances follow each province's own orders, so compare those lines with your slip.
Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.