Gold price = weight in tola × 24 karat rate per tola × karat ÷ 24. At the Sarafa rate announced on 7 November 2026, Rs 429,136 per tola, 1 tola of 22 karat gold is worth Rs 393,375 before making charges.
Enter the weight as the jeweller writes it, such as 2 tola 6 masha, or in grams. The rate box starts at that Sarafa rate; gold moves several times a day, so type the rate your jeweller quotes today for an exact figure.
Gold calculation formula in Pakistan
Pakistani jewellers price gold in three steps.
1. Convert the weight to tola
1 tola = 12 masha = 96 ratti = 11.6638 g.
Weight in tola = tola + masha ÷ 12 + ratti ÷ 96. For grams, divide by 11.6638.
2. Find the rate for your karat
The daily rate is quoted for 24 karat. For lower purity, multiply by karat ÷ 24:
- 22 karat: 22 ÷ 24 = 91.67% of the 24k rate
- 21 karat: 21 ÷ 24 = 87.5%
- 18 karat: 18 ÷ 24 = 75%
3. Multiply, then add making charges
Gold value = weight in tola × karat rate. Making charges (banwai) are added on top, either as rupees per tola or gram, or as a percentage of the gold value.
Worked example: buying a 22 karat set
A set weighs 2 tola 6 masha, 22 karat. Take the Sarafa 24k rate of Rs 429,136 per tola (7 November 2026). The jeweller charges 8% making; the 8% is only an illustration, as making charges differ by jeweller and design.
- Weight: 2 + 6 ÷ 12 = 2.5 tola (29.160 g)
- 22k rate: 24k rate × 22 ÷ 24 = Rs 393,375 per tola
- Gold value: 2.5 × the 22k rate = Rs 983,437
- Making at 8%: Rs 78,675
- Total: Rs 1,062,112
This is the example loaded in the calculator above. Type today's rate to update it.
Gold price for common weights
Price of pure metal at each karat, before making charges.
| Weight | 24k | 22k | 21k | 18k |
|---|---|---|---|---|
| 1 ratti | Rs 4,470 | Rs 4,098 | Rs 3,911 | Rs 3,353 |
| 1 masha | Rs 35,761 | Rs 32,781 | Rs 31,291 | Rs 26,821 |
| 1 gram | Rs 36,792 | Rs 33,726 | Rs 32,193 | Rs 27,594 |
| 5 grams | Rs 183,961 | Rs 168,631 | Rs 160,966 | Rs 137,970 |
| 10 grams | Rs 367,921 | Rs 337,261 | Rs 321,931 | Rs 275,941 |
| Half tola | Rs 214,568 | Rs 196,687 | Rs 187,747 | Rs 160,926 |
| 1 tola | Rs 429,136 | Rs 393,375 | Rs 375,494 | Rs 321,852 |
| 2.5 tola | Rs 1,072,840 | Rs 983,437 | Rs 938,735 | Rs 804,630 |
| 5 tola | Rs 2,145,680 | Rs 1,966,873 | Rs 1,877,470 | Rs 1,609,260 |
| 10 tola | Rs 4,291,360 | Rs 3,933,747 | Rs 3,754,940 | Rs 3,218,520 |
At the 24 karat rate of Rs 429,136 per tola on 7 November 2026, without making charges.
Gold price per masha
Jewellers in Pakistan weigh small pieces in masha: 12 masha make a tola, so 1 masha is Rs 35,761 of 24 karat gold at the Sarafa rate of 7 November 2026.
| Weight | 24k | 22k | 21k | 18k |
|---|---|---|---|---|
| 1 masha | Rs 35,761 | Rs 32,781 | Rs 31,291 | Rs 26,821 |
| 1.5 masha | Rs 53,642 | Rs 49,172 | Rs 46,937 | Rs 40,232 |
| 2 masha | Rs 71,523 | Rs 65,562 | Rs 62,582 | Rs 53,642 |
| 2.5 masha | Rs 89,403 | Rs 81,953 | Rs 78,228 | Rs 67,053 |
| 3 masha | Rs 107,284 | Rs 98,344 | Rs 93,874 | Rs 80,463 |
| 4 masha | Rs 143,045 | Rs 131,125 | Rs 125,165 | Rs 107,284 |
| 6 masha (half tola) | Rs 214,568 | Rs 196,687 | Rs 187,747 | Rs 160,926 |
| 8 masha | Rs 286,091 | Rs 262,250 | Rs 250,329 | Rs 214,568 |
| 12 masha (1 tola) | Rs 429,136 | Rs 393,375 | Rs 375,494 | Rs 321,852 |
At the 24 karat rate of Rs 429,136 per tola on 7 November 2026, without making charges.
For the price of a piece with stones or a set weighed in tola, masha and ratti together, enter the weight in the calculator above and add the jeweller's making charge, as a share, a rate per tola or a fixed amount.
Selling old gold: the jeweller's deduction
When you sell or exchange jewellery, the jeweller tests its purity and usually deducts something for impurity, solder and loss in melting. This is often called kaat. It may be quoted as a percentage or as so many ratti per tola. Making charges you paid when buying are not returned.
Worked example
You sell 3 tola of 21 karat jewellery. The jeweller deducts 2 ratti per tola.
- 21k rate: 24k rate × 21 ÷ 24 = Rs 375,494 per tola
- Gold value: 3 × the 21k rate = Rs 1,126,482
- Deduction: 2 ratti is 2 ÷ 96 of each tola = Rs 23,468
- You receive: Rs 1,103,014
Select "Selling old gold" in the calculator and enter the deduction your jeweller quotes. Ask for it in writing before the piece is melted.
Silver is priced the same way by tola; the silver calculator values it at 999 or 925 purity.
Tola, masha and ratti in grams
The weights used by Pakistani jewellers.
| Unit | Equals | Also | Grams |
|---|---|---|---|
| 1 tola | 12 masha | 96 ratti | 11.6638 |
| 1 masha | 8 ratti | 1/12 tola | 0.9720 |
| 1 ratti | 1/8 masha | 1/96 tola | 0.1215 |
For masha, ratti and gram conversions use the tola converter.
Gold price questions
How do I calculate the price of 1 gram of gold?
Divide the tola rate by 11.6638. At the Sarafa rate of Rs 429,136 per tola (7 November 2026), 24 karat gold is Rs 36,792 per gram and 22 karat Rs 33,726 per gram. Ten grams of 22 karat is Rs 337,261.
What is the price of 1 masha gold in Pakistan?
One masha is a twelfth of a tola (0.972 g). At the Sarafa rate of Rs 429,136 per tola on 7 November 2026, 1 masha of 24 karat gold is worth Rs 35,761 and 1 masha of 22 karat Rs 32,781, before making charges. 2 masha of 22 karat is Rs 65,562 and 6 masha (half a tola) Rs 196,687. Type today's rate above for the current figure.
How is the 22 karat rate worked out from the 24 karat rate?
Multiply the 24 karat rate by 22 and divide by 24. That values the gold at 91.67% of pure gold. At Rs 429,136 per tola, 22 karat comes to Rs 393,375 per tola. Some jewellers quote their own 22k rate, which may differ slightly.
Are making charges included in the gold rate?
No. The daily Sarafa rate is for the metal only. Making charges are extra and vary with the jeweller and the design. Ask whether they are per tola, per gram or a percentage, and enter them that way.
How do I find what my gold jewellery is worth?
Enter the weight and the karat, and leave making charges at none. The result is the metal value at the rate in the box, so type the day's rate first. That is the most a jeweller will usually pay when you sell, less any deduction they make. Making charges you paid when buying are not returned.
Sone ki qeemat tola ke hisab se kaise nikalein?
Wazan ko tola mein badlein (masha ÷ 12 aur ratti ÷ 96 jor kar), phir 24 karat rate ko karat ÷ 24 se zarb dein aur wazan se zarb karein. Banwai alag se judti hai. Rate box mein us din ka Sarafa rate likhein taake jawab sahi aaye.
Gold rates change several times a day and differ slightly between cities and jewellers. The pre-filled rate is the All Pakistan Sarafa Gems and Jewellers Association rate of 7 November 2026; type the day's rate before relying on the result. The calculator does not add any sales tax the jeweller may charge on making or sale.
Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.