These calculators cover your pay while you work and what you get when you retire in Pakistan. Government employees got a 7% Ad hoc Relief Allowance in budget 2026-27, on new Basic Pay Scales 2026; the salary increase calculator works out the new pay. Private sector workers can check the minimum wage for their province and work out pay at twice the ordinary rate with the overtime calculator.
Salary, pay scales and allowances
Applying for a job
Pension, gratuity and retirement
Working abroad
About these calculators
At retirement, government employees get a pension of pensionable pay x years of service x 7/300, with up to 35% commuted for a lump sum. Start with the pension calculator for federal government employees, which follows the federal rules of January 2025 and has Punjab, Khyber Pakhtunkhwa and Sindh versions. Find your date with the retirement date calculator and your LPR lump sum with the leave encashment calculator. Private employees should use the gratuity calculator and the EOBI pension calculator.
For a full monthly pay slip with allowances and deductions, use the government salary calculator. The basic pay scale chart lists BPS 1 to 22 for 2026, and the house rent allowance and conveyance allowance calculators explain those two lines. Applying for a job? The government job age calculator checks your age against the limit, and the working days calculator counts days with Pakistan's holidays.
Pay in 2026-27
- Government employees: from 1 July 2026 the federal government, Punjab, Sindh and KP moved to Basic Pay Scales 2026, which merge the 2022 and 2025 relief allowances into basic pay, and added a 7% Ad hoc Relief Allowance 2026. Balochistan announced 7% as well.
- Pensioners: federal, Sindh, KP and Balochistan pensions rose by 7%; Punjab's by 3.5%.
- Minimum wage: Rs 40,700 in Islamabad and Rs 43,000 in Sindh from 1 July 2026; Punjab at Rs 40,000 and KP at Rs 40,000 on their last notifications, with KP announcing Rs 45,000; Balochistan at Rs 37,000.
Which pension rules apply to you
- Federal employees retiring on or after 1 January 2025: pension on the average pay of the last 24 months.
- Punjab employees retiring on or after 2 December 2024: pension on the average basic pay of 1 July in each of the last three years.
- Khyber Pakhtunkhwa employees: the KP Civil Servants Pension Rules 2021, on last pay, with a 100% family pension.
- Sindh employees: the West Pakistan pension rules as amended in Sindh, with a cut of 2% to 10% for voluntary retirement since August 2025.
- New entrants: federal civil servants appointed from 1 July 2024, and new recruits in Punjab, KP and Sindh, are in contributory pension schemes instead.
- Private sector: gratuity under the Standing Orders and EOBI pension from age 60 (55 for women) with 15 years of contributions.
Common questions
How much is the government salary increase for 2026-27?
7%, paid as the Ad hoc Relief Allowance 2026 on the new BPS-2026 basic pay from 1 July 2026. The new basic pay is about 20% higher than the old one because the 2022 and 2025 relief allowances were merged into it; that part is not new money.
What is the difference between pension and gratuity?
Pension is paid every month for life, to government servants with at least 10 years of service. Gratuity is a one-off payment: in a private job it is 30 days' wages for each year of service, and in government it replaces the pension when service is between 5 and 10 years.
How much is commutation?
Up to 35% of the gross pension, paid as a lump sum equal to the commuted amount x 12 x the years purchase for your age next birthday. At 60 the rate is 12.3719, so commuting Rs 20,000 a month gives Rs 2,969,256.
Can I get both EOBI pension and gratuity?
Yes. Gratuity is paid by your employer when you leave, under the Standing Orders or your contract. EOBI pension is paid by the Employees' Old-Age Benefits Institution from the contributions paid on your behalf, once you reach pension age with 15 years of insurable employment.