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Jobs, pay and pension calculators

Government salary slip and pay scales, allowances, job age limits, experience, pension, gratuity, EOBI and working abroad.ملازمت اور تنخواہ

These calculators cover your pay while you work and what you get when you retire in Pakistan. Government employees got a 7% Ad hoc Relief Allowance in budget 2026-27, on new Basic Pay Scales 2026; the salary increase calculator works out the new pay. Private sector workers can check the minimum wage for their province and their overtime at twice the ordinary rate.

Salary, pay scales and allowances

Salary increase calculator 2026-27BPS-2026 basic pay, 7% ARA-2026 and pension increase for government employees.Govt salary slip calculatorMonthly pay, allowances, deductions and tax for federal and Punjab employees.Minimum wage calculatorMinimum wage 2026-27 by province, with daily and hourly rates and a pay check.Pay scale chart 2026BPS 1 to 22 chart 2026 with 2022 scales and a stage lookup.Overtime calculatorOvertime pay at twice the ordinary rate from your monthly wage and hours.House rent allowance calculatorFederal HRA by scale and station, with the 5% government house deduction.Conveyance allowance calculatorNew 2026-27 conveyance allowance by BPS, with arrears and the disabled allowance.EOBI contribution calculatorEOBI 5% employer and 1% employee shares for your staff, monthly and yearly.

Applying for a job

CSS and job age calculatorAge on the cut-off date against CSS and government job limits, with relaxations.CSS age limit calculatorYour age on 31 December before the CSS exam against the 21 to 30 limit.PMS age limit calculatorPunjab and Sindh PMS age check, with the 2026 to 2027 relaxation to 32.PPSC age limit calculatorPPSC age on the closing date with the 5 and 8 year Punjab relaxation.FPSC age limit calculatorFederal post age check with the 5 year general relaxation and 1993 Rules.Experience calculatorTotal experience across jobs, overlaps counted once and gaps shown.

Pension, gratuity and retirement

Pension calculatorGross, net and family pension with the 2025 federal 24-month average rule.Punjab pension calculatorPunjab pension on the three-year average basic pay, rules of 2 December 2024.KP pension calculatorKhyber Pakhtunkhwa pension, commutation and 100% family pension under the 2021 Rules.Sindh pension calculatorSindh pension and commutation with the 2025 voluntary retirement cut.Working days calculatorWorking days between dates for a 5 or 6 day week, minus Pakistan holidays.Commutation calculatorPension lump sum for any age, with the full commutation table and restoration.Gratuity calculatorPrivate sector gratuity at 30 days' wages a year, and government gratuity.EOBI pension calculatorEOBI old-age pension, early pension and grant, with the Rs 11,500 minimum.Leave encashment calculatorLPR encashment: last pensionable pay x days / 30, up to 365 days.Retirement date calculatorRetirement date at 60, service left and LPR start date for government employees.Length of service calculatorService in years, months and days, with breaks deducted and pension years counted.

Working abroad

Protector feeBureau of Emigration protector charges, direct or through an OEP.

About these calculators

At retirement, government employees get a pension of pensionable pay x years of service x 7/300, with up to 35% commuted for a lump sum. Start with the pension calculator, which follows the federal rules of January 2025 and has Punjab, Khyber Pakhtunkhwa and Sindh versions. Find your date with the retirement date calculator and your LPR lump sum with the leave encashment calculator. Private employees should use the gratuity calculator and the EOBI pension calculator.

For a full monthly pay slip with allowances and deductions, use the government salary calculator. The basic pay scale chart lists BPS 1 to 22 for 2026, and the house rent allowance and conveyance allowance calculators explain those two lines. Applying for a job? The government job age calculator checks your age against the limit, and the working days calculator counts days with Pakistan's holidays.

Pay in 2026-27

  • Government employees: from 1 July 2026 the federal government, Punjab, Sindh and KP moved to Basic Pay Scales 2026, which merge the 2022 and 2025 relief allowances into basic pay, and added a 7% Ad hoc Relief Allowance 2026. Balochistan announced 7% as well.
  • Pensioners: federal, Sindh, KP and Balochistan pensions rose by 7%; Punjab's by 3.5%.
  • Minimum wage: Rs 40,700 in Islamabad and Rs 43,000 in Sindh from 1 July 2026; Punjab and KP at Rs 40,000 on their last notifications, with KP announcing Rs 45,000; Balochistan at Rs 37,000.

Which pension rules apply to you

  • Federal employees retiring on or after 1 January 2025: pension on the average pay of the last 24 months.
  • Punjab employees retiring on or after 2 December 2024: pension on the average basic pay of 1 July in each of the last three years.
  • Khyber Pakhtunkhwa employees: the KP Civil Servants Pension Rules 2021, on last pay, with a 100% family pension.
  • Sindh employees: the West Pakistan pension rules as amended in Sindh, with a cut of 2% to 10% for voluntary retirement since August 2025.
  • New entrants: federal civil servants appointed from 1 July 2024, and new recruits in Punjab, KP and Sindh, are in contributory pension schemes instead.
  • Private sector: gratuity under the Standing Orders and EOBI pension from age 60 (55 for women) with 15 years of contributions.

Common questions

How much is the government salary increase for 2026-27?

7%, paid as the Ad hoc Relief Allowance 2026 on the new BPS-2026 basic pay from 1 July 2026. The new basic pay is about 20% higher than the old one because the 2022 and 2025 relief allowances were merged into it; that part is not new money.

What is the difference between pension and gratuity?

Pension is paid every month for life, to government servants with at least 10 years of service. Gratuity is a one-off payment: in a private job it is 30 days' wages for each year of service, and in government it replaces the pension when service is between 5 and 10 years.

How much is commutation?

Up to 35% of the gross pension, paid as a lump sum equal to the commuted amount x 12 x the years purchase for your age next birthday. At 60 the rate is 12.3719, so commuting Rs 20,000 a month gives Rs 2,969,256.

Can I get both EOBI pension and gratuity?

Yes. Gratuity is paid by your employer when you leave, under the Standing Orders or your contract. EOBI pension is paid by the Employees' Old-Age Benefits Institution from the contributions paid on your behalf, once you reach pension age with 15 years of insurable employment.