A BPS-18 officer starts on Rs 68,330 basic pay a month in 2026-27 and gains Rs 5,120 with each annual increment, up to Rs 170,730 after 20 increments. At the minimum, a federal officer posted in a big city draws Rs 91,749 gross and takes home Rs 81,346 after GP Fund, benevolent fund, group insurance and Rs 393 of income tax.
University lecturer posts are commonly advertised in this scale. The University of the Punjab, for example, lists Lecturer at BS-18 and Assistant Professor at BS-19 in its advertisement for teaching posts closing on 30 November 2026. A university pays its staff under its own statutes, so its allowances and deductions can differ from the federal rates used on this page. Pick your stage and place of posting in the calculator to see your own figures.
BPS-18 monthly salary by stage, 2026-27
Federal officer in a big city, own or rented house, no Disparity Reduction Allowance or special pay. Rupees a month.
| Stage | Basic pay 2026-27 | Same stage 2025-26 | Gross pay | Income tax | Take-home pay |
|---|---|---|---|---|---|
| 0 | 68,330 | 56,880 | 91,749 | 393 | 81,346 |
| 1 | 73,450 | 61,140 | 97,228 | 448 | 86,770 |
| 2 | 78,570 | 65,400 | 102,706 | 531 | 92,165 |
| 3 | 83,690 | 69,660 | 108,184 | 1,134 | 97,040 |
| 4 | 88,810 | 73,920 | 113,663 | 1,737 | 101,916 |
| 5 | 93,930 | 78,180 | 119,141 | 2,339 | 106,792 |
| 6 | 99,050 | 82,440 | 124,620 | 2,942 | 111,668 |
| 7 | 104,170 | 86,700 | 130,098 | 3,544 | 116,544 |
| 8 | 109,290 | 90,960 | 135,576 | 4,147 | 121,419 |
| 9 | 114,410 | 95,220 | 141,055 | 4,750 | 126,295 |
| 10 | 119,530 | 99,480 | 146,533 | 5,352 | 131,171 |
| 11 | 124,650 | 103,740 | 152,012 | 5,955 | 136,047 |
| 12 | 129,770 | 108,000 | 157,490 | 6,558 | 140,922 |
| 13 | 134,890 | 112,260 | 162,968 | 7,160 | 145,798 |
| 14 | 140,010 | 116,520 | 168,447 | 7,763 | 150,674 |
| 15 | 145,130 | 120,780 | 173,925 | 8,365 | 155,550 |
| 16 | 150,250 | 125,040 | 179,404 | 8,968 | 160,426 |
| 17 | 155,370 | 129,300 | 184,882 | 9,571 | 165,301 |
| 18 | 160,490 | 133,560 | 190,360 | 10,588 | 169,762 |
| 19 | 165,610 | 137,820 | 195,839 | 11,684 | 174,145 |
| 20 | 170,730 | 142,080 | 201,317 | 12,779 | 178,528 |
Tax grows faster than pay in this scale. Taxable pay passes Rs 1,200,000 a year at stage 2, where the 11% slab starts, and Rs 2,200,000 at stage 18, where the 20% slab starts. For DRA, a government house or a slip with other allowances, use the government salary calculator 2026.
Worked example: BPS-18 at stage 4, posted in Peshawar
Four increments above the minimum, at a big-city station for house rent:
- Basic pay: Rs 68,330 + 4 x Rs 5,120 = Rs 88,810
- Allowances: ARA-2026 at 7% of basic pay Rs 6,217; house rent Rs 8,715 (45% of the 2008 BPS-18 minimum of Rs 12,910, plus 50%); conveyance Rs 7,500; medical Rs 2,421
- Gross pay: Rs 113,663
- Taxable pay: the medical allowance is exempt up to 10% of basic pay, leaving Rs 111,242 a month
- Income tax: twelve months of that is above Rs 1,200,000, so the year's tax is Rs 6,000 plus 11% of the excess, Rs 20,839, or Rs 1,737 a month
- Other deductions: GP Fund Rs 7,960, benevolent fund Rs 960, group insurance Rs 1,090
- Take-home pay: Rs 101,916
The fifth increment on 1 December adds Rs 5,120 to basic pay, but only Rs 4,876 to take-home pay once ARA rises and the extra tax comes off. At the minimum the same increment is worth Rs 5,424, because all of it still falls in the 1% slab.
BPS-18 salary in 2025-26 and 2026-27
| 2025-26 (BPS-2022) | 2026-27 (BPS-2026) | |
|---|---|---|
| Minimum basic pay | Rs 56,880 | Rs 68,330 |
| Annual increment | Rs 4,260 | Rs 5,120 |
| Maximum basic pay | Rs 142,080 | Rs 170,730 |
| Relief allowance at the minimum | ARA-2025, 10%: Rs 5,688 | ARA-2026, 7%: Rs 4,783 |
Up to 30 June 2026 BPS-18 officers also drew ARA-2022, at 15% of their BPS-2017 pay. From 1 July both older allowances were folded into basic pay, which is why the new minimum is about a fifth higher. An officer at stage 4 moved from Rs 73,920 to Rs 88,810, the same stage in the new scale. To compare your June and July slips line by line, use the salary increase calculator.
BPS-18 allowances and deductions, June and July 2026
At the minimum of the scale, federal rates.
| Item, per month | From 1 July 2026 | Up to 30 June 2026 | Rule |
|---|---|---|---|
| Basic pay at the minimum | 68,330 | 56,880 | BPS-2026 from 1 July 2026; BPS-2022 before |
| Annual increment | 5,120 | 4,260 | Added on 1 December each year |
| Relief allowance ARA-2026; before, ARA-2025 | 4,783 | 5,688 | 7% of running basic pay (ARA-2026); ARA-2025 was 10% of BPS-2022 pay and ARA-2022 15% of BPS-2017 pay, both now merged into basic pay |
| House rent allowance, big city | 8,715 | 8,715 | 45% of the BPS-2008 minimum (12,910) plus 50%; frozen |
| House rent allowance, other station | 5,810 | 5,810 | 30% of the BPS-2008 minimum plus 50%; frozen |
| Conveyance allowance | 7,500 | 5,000 | Rate for BPS 16 to 22; raised by 50% from 1 July 2026 |
| Medical allowance | 2,421 | 2,421 | New-appointee rate; frozen at the 2011 level |
| GP Fund subscription | 7,960 | 7,960 | 2022 uniform rate for the scale |
| Benevolent fund | 960 | 960 | FEB&GIF slab on basic pay |
| Group insurance | 1,090 | 981 | FEB&GIF slab on basic pay |
House rent and medical allowance are frozen, so they do not grow with pay. For the house rent rules, government houses and the nine big-city stations, see house rent allowance bps 18.
BPS-18 salary questions
What is BPS-18 salary in Pakistan per month?
A new federal BPS-18 officer in a big city gets Rs 91,749 gross and Rs 81,346 take-home pay a month. At other stations house rent is Rs 5,810 instead of Rs 8,715, so take-home pay is Rs 78,470. At the top of the scale a big-city officer takes home Rs 178,528.
What is the salary of a BPS-18 lecturer?
A lecturer appointed in BS-18 starts on the BPS-18 basic pay of Rs 68,330 plus ARA-2026 of Rs 4,783. With federal allowance rates in a big city that comes to Rs 91,749 gross. A university fixes its own allowances and deductions under its statutes, so read the house rent, medical and other lines from your own slip and enter them in the calculator's slip boxes.
How much income tax is deducted from BPS-18 salary?
Rs 393 a month at the minimum, Rs 5,352 at stage 10 and Rs 12,779 at the maximum, for a federal officer in a big city. The tax is worked on the 2026-27 salary slabs, after leaving out medical allowance up to 10% of basic pay.
What is the annual increment of BPS-18?
Rs 5,120 a month in BPS-2026, up from Rs 4,260 in the 2022 scale. It is added on 1 December. With ARA-2026 the gross gain is Rs 5,479; after tax the take-home gain at the minimum is Rs 5,424.
Is BPS-18 salary the same in Punjab, Sindh and KP?
Basic pay and the 7% ARA-2026 are the same, since all three provinces moved to the 2026 scales from 1 July 2026, and Khyber Pakhtunkhwa's chart repeats the federal BPS-18 figures. Deductions differ: in Punjab, for example, the benevolent fund is 3% of basic pay. Check provincial allowances against your slip.
How much more is BPS-18 than BPS-17?
BPS-18 starts at Rs 68,330 against Rs 54,140 for BPS-17, with an increment of Rs 5,120 against Rs 4,110. House rent and medical allowance are also higher. At the minimum the take-home pay is Rs 81,346 against Rs 65,471. Full figures are on the bps 17 salary in pakistan page, and the next scale up on bps 19 salary in pakistan.
Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.