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BPS-12 Salary in Pakistan and Khyber Pakhtunkhwa

Basic pay at every stage of BPS-12 from 1 July 2026, with federal allowances, deductions and tax, and the parts that also apply in KP.
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0 is the minimum of the scale

Place of posting (for house rent allowance)
BPS-12, stage 0Federal, big city
Take-home pay per month
30,261Rs
Basic pay
Basic pay 23,750 + 0 x 1,720Rs 23,750
Same stage in BPS-2022 up to 30 June 2026Rs 19,770
Allowances
Ad hoc Relief Allowance 2026 7% of basic payRs 1,663
House rent allowance big cityRs 2,940
Conveyance allowanceRs 4,284
Medical allowance fixed rateRs 1,500
Gross payRs 34,137
Deductions
GP Fund subscription− Rs 3,300
Benevolent fund− Rs 576
Income tax 391,644 a year taxable− Rs 0
Take-home payRs 30,261
Next steps
Basic pay after the next increment on 1 DecemberRs 25,470
Increments left to the maximum30
Maximum of BPS-12Rs 75,350

For a federal employee in a rented or own house, with no Disparity Reduction Allowance or special pay. GP Fund is your own saving and comes back at retirement. Medical allowance up to 10% of basic pay is left out of taxable pay.

BPS-12 starts at Rs 23,750 basic pay a month in 2026-27 and rises by Rs 1,720 each 1 December, to Rs 75,350 after 30 increments. On federal rates a new employee in a big city gets Rs 34,137 gross and Rs 30,261 take-home pay. Income tax begins at stage 10.

Khyber Pakhtunkhwa's Finance Department notification of 22 July 2026 gives BPS-12 the same minimum and increment, and Primary School Teacher (PST) posts in KP's Elementary and Secondary Education Department are in BPS-12. The slip figures on this page use federal allowance rates; for house rent, medical allowance and fund deductions, go by your KP slip.

BPS-12 in Khyber Pakhtunkhwa: what matches

  • Basic pay: Rs 23,750 at the minimum and Rs 1,720 a year, the same figures as the federal chart. KP's notification merged ARA-2022 and ARA-2025 into the new scale from 1 July 2026, as the federal order did.
  • ARA-2026: 7% of basic pay, Rs 1,663 at the minimum.
  • Conveyance allowance: Rs 4,284 a month for BPS 11 to 15 in KP, the same as the federal rate.
  • House rent, medical allowance, GP Fund and benevolent fund: set by KP's own orders and funds, so they are not worked out here. Take them from your KP slip.

To get a KP take-home figure, open the government salary calculator 2026, enter your basic pay, and type your own house rent, medical allowance and deductions in its "Match your pay slip" boxes.

BPS-12 salary by stage on federal rates, 2026-27

Federal employee in a big city, own or rented house, no DRA or special pay. Rupees a month.

StageBasic pay 2026-27Same stage 2025-26Gross payIncome taxTake-home pay
023,75019,77034,137030,261
125,47021,20035,977032,053
227,19022,63037,817033,845
328,91024,06039,658035,686
430,63025,49041,498037,478
532,35026,92043,339039,271
634,07028,35045,179041,063
735,79029,78047,019042,855
837,51031,21048,860044,648
939,23032,64050,700046,440
1040,95034,07052,5411048,271
1142,67035,50054,3812950,092
1244,39036,93056,2214751,914
1346,11038,36058,0626653,736
1447,83039,79059,9028455,558
1549,55041,22061,74310257,381
1651,27042,65063,58312159,202
1752,99044,08065,42313961,024
1854,71045,51067,26415862,846
1956,43046,94069,10417664,668
2058,15048,37070,94519466,491
2159,87049,80072,78521368,312
2261,59051,23074,62523170,134
2363,31052,66076,46625071,956
2465,03054,09078,30626873,778
2566,75055,52080,14728675,601
2668,47056,95081,98730577,422
2770,19058,38083,82732379,244
2871,91059,81085,66834281,066
2973,63061,24087,50836082,888
3075,35062,67089,34937884,711

Tax first appears at stage 10, where twelve months of taxable pay pass Rs 600,000: Rs 10 a month in a big city and Rs 1 at other stations. At the maximum it is Rs 378.

Worked example: BPS-12 at stage 5 in Islamabad

  1. Basic pay: Rs 23,750 + 5 x Rs 1,720 = Rs 32,350
  2. ARA-2026 at 7%: Rs 2,265
  3. House rent, 45% of the 2008 BPS-12 minimum (Rs 4,355) plus 50%: Rs 2,940
  4. Conveyance Rs 4,284 and medical Rs 1,500
  5. Gross pay: Rs 43,339
  6. GP Fund Rs 3,300 and benevolent fund Rs 768; no income tax at this stage
  7. Take-home pay: Rs 39,271

The GP Fund step from BPS-11

At the minimum, BPS-12 pays Rs 34,137 gross against Rs 32,541 for BPS-11. Yet take-home pay is Rs 30,261 against Rs 30,093, almost the same. The reason is the GP Fund subscription: Rs 3,300 in BPS-12 against Rs 1,920 in BPS-11, because the 2022 uniform rates use 8% of average pay from BPS-12 and 5% for BPS 2 to 11. GP Fund is your own saving and comes back at retirement. See bps 11 salary in pakistan for the scale below.

BPS-12 salary questions

What is BPS-12 salary in Pakistan in 2026?

Basic pay is Rs 23,750 at the start. On federal rates a new employee in a big city gets Rs 34,137 gross and Rs 30,261 take-home pay; at other stations Rs 29,282. After ten increments the take-home pay in a big city is Rs 48,271.

What is PST BPS-12 salary in KPK?

A PST in BPS-12 starts on Rs 23,750 basic pay, with ARA-2026 of Rs 1,663 and conveyance of Rs 4,284. House rent, medical allowance and deductions follow KP's rules, so add them from the slip. Each 1 December the increment adds Rs 1,720 to basic pay.

When does income tax start in BPS-12?

At stage 10, for a federal employee at either kind of station. Below that, twelve months of taxable pay stay under Rs 600,000. The first slab above it is 1%, so the tax stays small: Rs 194 a month at stage 20.

How much is the BPS-12 annual increment?

Rs 1,720 a month, up from Rs 1,430 in the 2022 scale. With ARA-2026 it adds Rs 1,840 to gross pay. The annual increment chart 2026 works out the next five.

What was BPS-12 salary in 2025?

The 2022 scale started BPS-12 at Rs 19,770, with ARA-2025 of Rs 1,977 (10%) and ARA-2022 paid on top. Both were merged into the 2026 basic pay of Rs 23,750. Compare your June and July slips with the salary increase calculator.

How does BPS-12 compare with BPS-14?

BPS-14 starts at Rs 27,060 with an increment of Rs 2,090, against Rs 23,750 and Rs 1,720 in BPS-12. Both get the same conveyance and medical allowance. See bps 14 salary in pakistan for its stages.

Sources: Finance Division OM No.F.1(2)IMP/2026 of 21 July 2026 (Revision of Basic Pay Scales and Allowances 2026, with the BPS-2022 and BPS-2026 charts and ARA-2026); Khyber Pakhtunkhwa Finance Department notification No. FD(SOSR-1)1-1/2026 of 22 July 2026 (Basic Pay Scales 2026); Punjab and Sindh Finance Department notifications of July 2026; Finance Division OM No.3(1)R-5/2010-P-001 of 21 July 2026 (conveyance allowance); Finance Division orders on house rent allowance (30 June 2008 and 2 July 2018), medical allowance (2013 and 2015) and GP Fund rates (31 August 2022); Accommodation Allocation Rules 2002, rule 26; FEB&GIF schedules; Finance Act 2026 (salary tax slabs). Directorate of Elementary and Secondary Education Khyber Pakhtunkhwa, vacant PST (BPS-12) posts for the advertisement of 10 February 2025.

Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.