BPS-11 basic pay is Rs 22,410 a month at the start in 2026-27, rising by Rs 1,580 each year to Rs 69,810 at the top of the scale. With allowances a new federal employee in a big city receives Rs 32,541 gross and Rs 30,093 take-home pay, with no income tax.
The scales are the Basic Pay Scales 2026 in the Finance Division order of 21 July 2026, which covers civil employees of the federal government paid from civil and defence estimates. Punjab, Sindh and Khyber Pakhtunkhwa adopted the same scales and the same 7% allowance from 1 July 2026 through their own Finance Department notifications. Balochistan announced the same 7% in its budget; check your slip for the scale your office applies. Use the calculator to see the pay at your own stage.
BPS-11 basic pay and allowances at a glance
- Minimum: Rs 22,410 (was Rs 18,650 up to 30 June 2026)
- Annual increment: Rs 1,580 (was Rs 1,310)
- Maximum: Rs 69,810 after 30 increments
- ARA-2026: 7% of basic pay, Rs 1,569 at the minimum
- House rent allowance: Rs 2,778 in a big city, Rs 1,853 elsewhere
- Conveyance allowance: Rs 4,284, up from Rs 2,856
- Medical allowance: Rs 1,500
- GP Fund: Rs 1,920 a month
BPS-11 is the first scale on the BPS 11 to 15 conveyance rate; BPS 5 to 10 get Rs 2,898 (see bps 9 salary in pakistan). It is also the last scale whose GP Fund rate is 5% of the average pay of the 2022 scale, which is why its subscription is much lower than BPS-12's Rs 3,300. Its effect on take-home pay is worked through on the bps 12 salary in pakistan page.
BPS-11 salary at every stage, 2026-27
Federal rates, big city, rented or own house, no DRA or special pay. Rupees a month.
| Stage | Basic pay 2026-27 | Same stage 2025-26 | Gross pay | Income tax | Take-home pay |
|---|---|---|---|---|---|
| 0 | 22,410 | 18,650 | 32,541 | 0 | 30,093 |
| 1 | 23,990 | 19,960 | 34,231 | 0 | 31,735 |
| 2 | 25,570 | 21,270 | 35,922 | 0 | 33,378 |
| 3 | 27,150 | 22,580 | 37,613 | 0 | 35,021 |
| 4 | 28,730 | 23,890 | 39,303 | 0 | 36,711 |
| 5 | 30,310 | 25,200 | 40,994 | 0 | 38,354 |
| 6 | 31,890 | 26,510 | 42,684 | 0 | 39,996 |
| 7 | 33,470 | 27,820 | 44,375 | 0 | 41,639 |
| 8 | 35,050 | 29,130 | 46,066 | 0 | 43,282 |
| 9 | 36,630 | 30,440 | 47,756 | 0 | 44,972 |
| 10 | 38,210 | 31,750 | 49,447 | 0 | 46,615 |
| 11 | 39,790 | 33,060 | 51,137 | 0 | 48,257 |
| 12 | 41,370 | 34,370 | 52,828 | 13 | 49,935 |
| 13 | 42,950 | 35,680 | 54,519 | 30 | 51,609 |
| 14 | 44,530 | 36,990 | 56,209 | 47 | 53,282 |
| 15 | 46,110 | 38,300 | 57,900 | 64 | 54,956 |
| 16 | 47,690 | 39,610 | 59,590 | 81 | 56,629 |
| 17 | 49,270 | 40,920 | 61,281 | 98 | 58,303 |
| 18 | 50,850 | 42,230 | 62,972 | 115 | 59,977 |
| 19 | 52,430 | 43,540 | 64,662 | 132 | 61,650 |
| 20 | 54,010 | 44,850 | 66,353 | 149 | 63,324 |
| 21 | 55,590 | 46,160 | 68,043 | 165 | 64,998 |
| 22 | 57,170 | 47,470 | 69,734 | 182 | 66,672 |
| 23 | 58,750 | 48,780 | 71,425 | 199 | 68,346 |
| 24 | 60,330 | 50,090 | 73,115 | 216 | 70,019 |
| 25 | 61,910 | 51,400 | 74,806 | 233 | 71,693 |
| 26 | 63,490 | 52,710 | 76,496 | 250 | 73,366 |
| 27 | 65,070 | 54,020 | 78,187 | 267 | 75,040 |
| 28 | 66,650 | 55,330 | 79,878 | 284 | 76,714 |
| 29 | 68,230 | 56,640 | 81,568 | 301 | 78,387 |
| 30 | 69,810 | 57,950 | 83,259 | 318 | 80,061 |
Income tax only starts at stage 12, when twelve months of taxable pay pass the tax-free limit.
Worked example: BPS-11 at stage 4, smaller station
A BPS-11 employee with four increments, posted outside the big cities:
- Basic pay: Rs 22,410 + 4 x Rs 1,580 = Rs 28,730
- ARA-2026: Rs 2,011
- House rent allowance at 30% of the 2008 minimum (Rs 4,115) plus 50%: Rs 1,853
- Conveyance Rs 4,284 and medical Rs 1,500
- Gross pay: Rs 38,378
- GP Fund Rs 1,920 and benevolent fund Rs 672; no income tax
- Take-home pay: Rs 35,786
Up to 30 June 2026 the same stage paid Rs 23,890 basic pay plus ARA-2025 of Rs 2,389 and ARA-2022. The full slip with DRA or a government house is in the government salary calculator.
At the top of BPS-11
Thirty increments bring basic pay to Rs 69,810. At that point a federal employee in a big city takes home Rs 80,061, after Rs 318 income tax. The increment does not stop there: since 1 December 2005 an employee at the maximum gets Rs 1,580 a year as personal pay, and the 2026 order counts personal pay as basic pay for ARA-2026. The annual increment calculator shows the next five years. For the full range of scales see the pay scale chart 2026.
BPS-11 salary questions
What is BPS-11 salary in Pakistan in 2026?
Basic pay starts at Rs 22,410. A new federal employee in a big city gets Rs 32,541 gross and Rs 30,093 take-home pay. After ten increments the take-home pay is Rs 46,615.
What is the basic pay of BPS-11 in 2026?
Rs 22,410 at the minimum, plus Rs 1,580 for each stage, up to Rs 69,810. In the 2022 scale the minimum was Rs 18,650; the rise is the old ARA-2022 and ARA-2025 merged into basic pay.
How much is the BPS-11 increment?
Rs 1,580 on 1 December each year, with ARA-2026 rising by about 7% of that. At stage 4 the increment adds Rs 1,691 to gross pay.
Is income tax deducted from BPS-11 salary?
Not for most of the scale. On federal big-city rates tax starts at stage 12, and even at the maximum it is Rs 318 a month. The first Rs 600,000 of yearly taxable pay is tax free.
Is BPS-11 pay the same in Sindh, Punjab and KP?
Yes for basic pay and the 7% ARA-2026, since those provinces adopted BPS-2026 from 1 July 2026. House rent and other allowances follow provincial orders, so compare them with your own slip. For the next scales up see bps 14 salary in pakistan.
Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.