BPS-9 pays Rs 20,990 basic pay at the start of the 2026-27 scale and Rs 60,290 at the top, with 30 increments of Rs 1,310 in between. Before deductions a new federal employee in a big city earns Rs 29,436; after GP Fund and benevolent fund, Rs 27,256 reaches the bank. Income tax only starts at stage 16 in a big city and stage 17 at other stations.
These are the Basic Pay Scales 2026 of the Finance Division order of 21 July 2026. Punjab, Sindh and Khyber Pakhtunkhwa adopted the same basic pay and the 7% relief allowance, but their slips can show different house rent or benevolent fund amounts. The calculator opens on BPS-9; set your stage and posting.
BPS-9 salary chart 2026-27, stage by stage
Federal rates, big city, own or rented house, no DRA or special pay. Rupees a month.
| Stage | Basic pay 2026-27 | Same stage 2025-26 | Gross pay | Income tax | Take-home pay |
|---|---|---|---|---|---|
| 0 | 20,990 | 17,470 | 29,436 | 0 | 27,256 |
| 1 | 22,300 | 18,560 | 30,838 | 0 | 28,610 |
| 2 | 23,610 | 19,650 | 32,240 | 0 | 29,964 |
| 3 | 24,920 | 20,740 | 33,641 | 0 | 31,365 |
| 4 | 26,230 | 21,830 | 35,043 | 0 | 32,719 |
| 5 | 27,540 | 22,920 | 36,445 | 0 | 34,073 |
| 6 | 28,850 | 24,010 | 37,847 | 0 | 35,475 |
| 7 | 30,160 | 25,100 | 39,248 | 0 | 36,828 |
| 8 | 31,470 | 26,190 | 40,650 | 0 | 38,182 |
| 9 | 32,780 | 27,280 | 42,052 | 0 | 39,584 |
| 10 | 34,090 | 28,370 | 43,453 | 0 | 40,937 |
| 11 | 35,400 | 29,460 | 44,855 | 0 | 42,291 |
| 12 | 36,710 | 30,550 | 46,257 | 0 | 43,693 |
| 13 | 38,020 | 31,640 | 47,658 | 0 | 45,046 |
| 14 | 39,330 | 32,730 | 49,060 | 0 | 46,400 |
| 15 | 40,640 | 33,820 | 50,462 | 0 | 47,802 |
| 16 | 41,950 | 34,910 | 51,864 | 4 | 49,200 |
| 17 | 43,260 | 36,000 | 53,265 | 18 | 50,587 |
| 18 | 44,570 | 37,090 | 54,667 | 32 | 51,975 |
| 19 | 45,880 | 38,180 | 56,069 | 46 | 53,363 |
| 20 | 47,190 | 39,270 | 57,470 | 60 | 54,750 |
| 21 | 48,500 | 40,360 | 58,872 | 74 | 56,138 |
| 22 | 49,810 | 41,450 | 60,274 | 88 | 57,526 |
| 23 | 51,120 | 42,540 | 61,675 | 102 | 58,913 |
| 24 | 52,430 | 43,630 | 63,077 | 116 | 60,301 |
| 25 | 53,740 | 44,720 | 64,479 | 130 | 61,689 |
| 26 | 55,050 | 45,810 | 65,881 | 144 | 63,077 |
| 27 | 56,360 | 46,900 | 67,282 | 158 | 64,464 |
| 28 | 57,670 | 47,990 | 68,684 | 172 | 65,852 |
| 29 | 58,980 | 49,080 | 70,086 | 186 | 67,240 |
| 30 | 60,290 | 50,170 | 71,487 | 200 | 68,627 |
The increment of Rs 1,310 is added each 1 December. To see the date and amount of your own next increments, use the annual increment chart 2026.
BPS-9 next to BPS-7 and BPS-11
At the minimum of each scale, federal rates, big city:
| BPS-7 | BPS-9 | BPS-11 | |
|---|---|---|---|
| Basic pay | Rs 19,590 | Rs 20,990 | Rs 22,410 |
| House rent | Rs 2,384 | Rs 2,579 | Rs 2,778 |
| Conveyance | Rs 2,898 | Rs 2,898 | Rs 4,284 |
| GP Fund | Rs 1,500 | Rs 1,700 | Rs 1,920 |
| Take-home pay | Rs 25,763 | Rs 27,256 | Rs 30,093 |
BPS-7 and BPS-9 sit in the same conveyance band, BPS 5 to 10, so both get Rs 2,898. House rent is worked from each scale's own 2008 minimum (Rs 3,820 for BPS-9), so it differs by a few hundred rupees. The bigger step comes at BPS-11, where conveyance rises to Rs 4,284. Full tables: bps 7 salary in pakistan and bps 11 salary in pakistan.
Worked example: stage 16, the first taxed stage
A BPS-9 employee with sixteen increments, posted in Karachi:
- Basic pay: Rs 20,990 + 16 x Rs 1,310 = Rs 41,950
- ARA-2026 Rs 2,937, house rent Rs 2,579, conveyance Rs 2,898, medical Rs 1,500
- Gross pay: Rs 51,864
- Taxable pay, leaving out the medical allowance: Rs 50,364 a month. Twelve months of it is just over Rs 600,000, so 1% is due on the excess: Rs 44 for the year, Rs 4 a month
- Deductions: GP Fund Rs 1,700, benevolent fund Rs 960, income tax Rs 4
- Take-home pay: Rs 49,200
Posted outside the big cities, the same employee gets Rs 1,719 house rent instead of Rs 2,579, stays under the limit and pays no tax at stage 16. Tax there starts one stage later, at Rs 9 a month.
BPS-9 salary questions
What is BPS-9 salary in Pakistan in 2026?
A new federal employee in BPS-9 gets Rs 20,990 basic pay and Rs 29,436 gross in a big city, or Rs 28,576 at other stations. Take-home pay is Rs 27,256 and Rs 26,396. At the maximum it is Rs 68,627 in a big city.
What was BPS 09 salary in 2025?
Up to 30 June 2026 the BPS-9 minimum was Rs 17,470, with ARA-2025 of Rs 1,747 (10%) and ARA-2022 on top. From 1 July 2026 those allowances are part of the new basic pay of Rs 20,990, and ARA-2026 of Rs 1,469 is added.
How much is the BPS-9 annual increment?
Rs 1,310 a month (it was Rs 1,090 in the 2022 scale). With ARA-2026 the gross gain is Rs 1,402. In some years a benevolent fund slab takes a little of it: at stage 0 take-home pay rises by Rs 1,354.
Which deductions come off BPS-9 pay?
GP Fund at a fixed Rs 1,700 a month for the scale, and the benevolent fund by slabs of basic pay (Rs 480 at the minimum, Rs 960 from stage 14). Group insurance is not deducted below BPS-17. Income tax starts at stage 16.
Is BPS-9 salary different in Punjab?
Basic pay, ARA-2026, conveyance and medical allowance are the same. Punjab's benevolent fund is 3% of basic pay rather than a slab, so its slip differs slightly. The government salary calculator 2026 has a Punjab option.
Last reviewed 8 November 2026. Results are estimates; official notices always take precedence.